Mortgage Solutions
Find the path that fits your file
Rohit Sachdeva works with lenders across Alberta & Saskatchewan. The right approach depends on how your income and credit are structured — not on a one-size product.
Six paths, one broker
Each category has its own underwriting rules and lender landscape. Pick the one closest to your situation.
Not sure which one?
The categories overlap — and that's fine. A ten-minute conversation sorts it faster than guessing. No credit check, no commitment.
How working with a broker differs
One application, many lenders
A broker submits your file to the lender whose guidelines best fit your situation — not just the one whose sign is on the building. One application, underwritten and packaged once, goes where it has the best chance of approval.
Presentation matters as much as the numbers
Two files with identical income can get different outcomes depending on how the income is documented and which lender reviews it. A broker knows which institutions read a file favourably for your type of income or credit profile.
The lender pays the broker fee on most residential mortgages
For most standard residential purchases and renewals, the lender compensates the broker directly. You get access to multiple lenders without an additional out-of-pocket cost for the advice.
One point of contact through to funding
From initial conversation through underwriting conditions, appraisal coordination, and lawyer instructions, you deal with one person who knows your file. No handoffs between departments, no repeating your story.
Let's build your wealth
Building Wealth Through Smart Mortgage Solutions. Every file starts with a conversation — no credit check, no obligation.