Your Financial Details
Car loans, credit cards, lines of credit, etc.
Max Purchase Price
$471,080.22
Max Mortgage$421,080.22
Monthly Payment$2,235.56
Stress Test Rate6.09%
Debt Service Ratios
GDS Ratio32.2% / 39%
TDS Ratio38.2% / 44%
GDS (Gross Debt Service) includes mortgage, property tax, and heating. TDS (Total Debt Service) adds your other monthly debts.
This calculator uses simplified GDS/TDS ratios and the current stress test rules. Actual qualification depends on your credit score, employment type, and lender policies. Contact Rohit for a personalized pre-qualification.