Your Financial Details
Car loans, credit cards, lines of credit, etc.
Max Purchase Price
$467,214.62
Max Mortgage$417,214.62
Monthly Payment$2,237.82
Stress Test Rate6.19%
Debt Service Ratios
GDS Ratio32.3% / 39%
TDS Ratio38.3% / 44%
GDS (Gross Debt Service) includes mortgage, property tax, and heating. TDS (Total Debt Service) adds your other monthly debts.
This calculator uses simplified GDS/TDS ratios and the current stress test rules. Actual qualification depends on your credit score, employment type, and lender policies. Contact Rohit for a personalized pre-qualification.