Terms of Use

Acceptance of terms

By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use the site.

General information, not financial advice

The content on this website is provided for general informational purposes only. Nothing on this site constitutes financial advice, an offer of credit, a commitment to lend, or a guarantee of any particular mortgage terms.

Mortgage products, rates and approval criteria vary by lender and change frequently. Any actual approval depends on a complete application and the underwriting standards of the chosen lender.

Rates and product information

Rates and product details shown on this site are illustrative and subject to change without notice. They do not represent a rate hold, a commitment to lend, or a guarantee that any particular rate or product will be available to you.

Calculator estimates

Calculators use simplified assumptions and may not reflect your actual costs, taxes, fees or the lending criteria of any specific institution. Always confirm figures with your mortgage broker, lender and legal counsel before making financial commitments.

Accuracy of content

We make reasonable efforts to keep information on this site current and accurate. However, content may become outdated. We do not warrant that the site is free of errors, nor that it will be available without interruption.

Third-party links

This site may contain links to external websites. We are not responsible for the content, privacy practices or availability of those sites. A link does not imply endorsement.

Intellectual property

All original content on this site — including text, design and branding — is the property of Prosper Mortgage Group or its licensors and is protected by Canadian copyright law. You may not reproduce, distribute or create derivative works without written permission.

Limitation of liability

To the maximum extent permitted by law, Prosper Mortgage Group, Rohit Sachdeva and Mortgage Architects are not liable for any direct, indirect, incidental or consequential damages arising from your use of this site, reliance on calculator outputs, or any decisions made based on information presented here.

Licensing and regulation

Rohit Sachdeva is licensed with Mortgage Architects mortgage brokerage, serving clients in Alberta & Saskatchewan — Alberta (RECA #1962097) and Saskatchewan (FCAA #316728). Each province regulates mortgage professionals differently.

Governing law

These terms are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein.

Changes to these terms

We may update these terms from time to time. The "Last updated" date at the top of this page indicates when the most recent revision was published. Continued use of the site after changes constitutes acceptance of the revised terms.

Contact

Questions about these terms can be directed to:

Rohit Sachdeva
Prosper Mortgage Group — Mortgage Architects
Email: hello@prospermortgage.ca
Phone: (639) 571-1105